1. Introduction

Welcome to Smart and Protax. These terms and conditions govern your use of our website (totalsolutionshub.com) and the services provided by us. By accessing or using our Site and services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, you should not use our Site or services.

2. Services Provided

We provides tax-related services, including but not limited to tax preparation, tax planning, and consulting (“Services”). The specific details of the services we offer are outlined on the Site. We reserve the right to modify or discontinue any part of our Services at any time without notice.

3. Eligibility

You must be at least 18 years of age and have the legal capacity to enter into contracts to use our Services. By using our Services, you represent and warrant that you meet these eligibility requirements.

4. User Responsibilities

By using our Site and Services, you agree to:

• Provide accurate, complete, and up-to-date information about yourself as requested.
• Maintain the confidentiality of your account information and restrict access to your account.
• Use the Site and Services only for lawful purposes and in accordance with these Terms.
• Not engage in any conduct that could damage, disable, overburden, or impair our Site or interfere with any other party’s use of the Site.

5. Fees and Payment

You agree to pay all fees and charges associated with the Services you select, as detailed on the Site. Payments are due at the time of service unless otherwise stated. We may use third-party payment processors to process payments, and by using our Services, you agree to the processing of your payment through such third parties. All fees are non-refundable unless otherwise specified in writing.

6. Client Communication and Data Collection

To ensure the accuracy of our services and to better understand your needs, Smart & Protax LLC may contact you directly via phone, email, or other secure methods to collect necessary information, clarify service details, or respond to inquiries. All communications will be conducted with professionalism and in accordance with our privacy practices. Your information will be handled with strict confidentiality and used solely for business-related purposes.

7. Confidentiality and Privacy

We take your privacy seriously. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. We will maintain the confidentiality of your tax information in accordance with applicable laws.

8. Intellectual Property

All content, features, and functionality on the Site, including but not limited to text, graphics, logos, images, and software, are the exclusive property of or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or otherwise exploit any content on the Site without our express written permission.

9. Limitation of Liability

To the fullest extent permitted by law, Smart and Protax will not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your use or inability to use the Site or Services.
• Unauthorized access to or use of our servers and/or any personal information stored therein.

10. Disclaimer of Warranties

The Site and Services are provided “as is” and “as available” without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site or Services will be uninterrupted, error-free, or free of harmful components.

11. Indemnification

You agree to indemnify, defend, and hold harmless Smart and Protax, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your access to or use of the Site or Services, your violation of these Terms, or your infringement of any rights of another.

12. Termination

We may terminate or suspend your access to the Site and Services at our sole discretion, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Site and Services will immediately cease.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of America, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in America for any disputes arising out of or related to these Terms or your use of the Site or Services.

14. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site and Services following the posting of revised Terms means that you accept and agree to the changes. Please review these Terms periodically to ensure you are aware of any changes.

15. Contact Us

If you have any questions or concerns about these Terms, please contact us by email: info@smartandprotax.com